My sister-in-law had a habit of “forgetting” her wallet, leaving me to pay every time we went out. After years of covering her meals and outings, I finally told her I wanted separate checks. When she tried her usual excuse at lunch, I calmly insisted she pay—or send the money.
She suddenly “found” her wallet and, for the first time ever, paid. Later, I learned she’d been telling people I paid out of pity. I corrected that—publicly and calmly—and after that, she stopped freeloading. Setting boundaries felt awkward, but it was worth it.